Divorce, the House, and the Decision So Many Women Regret

If you’re going through a divorce and there’s a house involved, this question almost always comes up:

“Can I keep the house?”

For many women, the house feels like the last thread of stability. It’s familiar. It feels safer than starting over.

But here’s the truth—gently and honestly:

Keeping the marital home after divorce isn’t always the win it feels like in the moment.

I recently sat down with mortgage expert Tami Wollensak, who not only helps women through divorce-related mortgage decisions—she’s lived it herself.

She kept the house after her divorce.
And it nearly sent her over the edge financially.

The costs added up fast. Maintenance. Bills. Stress. Responsibility.

One of the biggest misunderstandings is around mortgage assumptions.

Yes, some mortgages can be assumed.
But not all lenders offer it.
Not all borrowers qualify.
And assumptions often take months—sometimes close to a year.

Even more surprising?

Divorce agreements do not bind banks.

You can agree to something legally and still be unable to carry it out financially.

That’s why having a Plan B is essential.

What if the assumption fails?
What if the house doesn’t sell?
What if interest rates change again?

These aren’t pessimistic questions. They’re protective ones.

My goal isn’t to scare you—it’s to empower you.

Divorce is a foggy season. Big decisions feel overwhelming. But information brings clarity, and clarity brings confidence.

You don’t have to rush.
You don’t have to decide alone.
And you don’t have to learn the hard way.